Public Offer Agreement

Version dated 22 January 2026 · Kyiv

The Provider — Individual Entrepreneur Ivanova Kateryna Viacheslavivna — offers an unlimited number of persons to conclude an agreement under the terms and conditions set out below. This means the Provider publishes a public offer to conclude an agreement for the provision of services on the Website learnwithkateryna.ae. Before using the Website and paying for services, the Consumer must review the content of the Agreement, including but not limited to the terms of settlement, the scope, and the procedure for granting access to materials/services. The terms of this Agreement are identical for all Consumers and are accepted by them in full.

The Provider and the Consumer unconditionally agree to and accept the following terms of this Agreement.

1. Subject

Course (Service) — a set of information and consulting services and services granting access to digital content, provided to the Consumer under the Agreement, which may include elements defined on the Website and by this Agreement.

Digital content — materials created and provided in digital form within the course topic, including but not limited to: video recordings, audio files, digital files in .pdf format, presentations, etc.

1.1. The Provider undertakes, under the terms of the Agreement, to provide the service to all Consumers, and the Consumer undertakes, under the terms and in the manner specified in the Agreement, to pay the cost of the Service.

1.2. The content and characteristics of a specific Service of a certain type are published on the Website.

1.3. The Provider may change the content, scope and cost of services without prior agreement with the Consumer.

1.4. The Consumer has the right to review the detailed description, scope and cost of the Services on the Website.

1.5. The Agreement is valid in the version and on the terms that existed at the moment of its acceptance.

2. Procedure for accepting the Agreement

2.1. Persons who have reached full civil legal capacity are entitled to conclude the Agreement.

2.2. The Agreement is concluded by the Consumer giving full and unconditional consent and acceding to the Agreement through full 100% or partial payment of the cost of the Service, without signing a written copy of the Agreement.

2.3. The moment of acceptance under the Agreement is the fact of full or partial payment by the Consumer of the cost of the Service.

2.4. Acceptance of the Agreement is carried out as follows:

• on the Website, after clicking the payment button, the Consumer confirms consent to the terms of the Agreement by placing the relevant marks and completing the online card payment via the Stripe payment service; or
• the Consumer confirms consent to the terms of the Agreement and pays for the Service through the Provider’s manager via WhatsApp / Telegram using the details provided.

3. Term of the Agreement

3.1. The Agreement takes effect from the moment of acceptance and remains valid until the Parties have fully performed their obligations.

3.2. Depending on the type of Service under the Agreement, the Consumer may have access to services for an unlimited or clearly defined period, or until a clearly defined date.

3.3. All terms of the Agreement are valid and binding on the Parties throughout its entire term.

4. Price, procedure and forms of payment

4.1. The price of a specific Service is determined by the Provider and stated on the relevant page of the Website or communicated to the Consumer in any other convenient way. The total cost of the Services consists of the cost of all Services chosen by the Consumer as of the day the Agreement is accepted.

4.2. The Consumer may pay for the Services in the following ways:

• Online payment by bank card on the Website via the Stripe payment service. When paying by card, the issuing bank may charge an additional fee; the Consumer is deemed informed of this possibility.
• Payment through the Provider’s manager via WhatsApp / Telegram — by transfer using the details provided.

4.3. An order is considered paid from the moment funds are received in the Provider’s account. The fact of payment for the Services confirms the Consumer’s unconditional agreement to the terms of the Agreement.

5. Procedure for providing the Service

5.1. Services are provided online over the Internet, including through third-party platforms, applications and/or messengers for exchanging information between the Consumer and the Provider.

5.2. During consumption of the Service, the Consumer is responsible for stable access to the Internet and for installing on their device the applications used to exchange information between the Parties and to receive the services (Telegram).

5.3. After paying for the Service, the Consumer receives, at the email address provided at payment, the Service in the form of a file or a link giving access to the materials in the scope and manner defined by the Agreement.

5.4. The Provider may, at its own discretion, change the composition or content of the Services, except for reducing their scope.

5.5. The Provider has the right to involve third parties, including the Website’s technical support, in the process of providing the services.

5.6. If the Consumer has questions or difficulties using third-party applications or online services, they may contact the Website’s technical support. Assistance with such tasks is limited to advice based on the Provider’s own experience and does not constitute explanations or consultations regarding the use of particular applications or services used by the Consumer when receiving the Service.

5.7. The Consumer is solely responsible for the use of third-party applications and online services and independently decides whether to consent to their use of the Consumer’s personal data and to their terms of use, regulations or other legal documents.

5.8. The Services received by the Consumer from the Provider under the Agreement do not require updating or modification.

5.9. Access to the Services may be granted to the Consumer in full after payment. In this case, the Consumer has no right to a refund after gaining access to a Service that matches the characteristics defined by the Agreement, except in cases provided for in clause 11.4 “Satisfaction guarantee and refund”.

5.10. Access to the Services is granted to the Consumer gradually according to a schedule communicated by the Provider to the Consumer in any way.

6. Copyright

6.1. The Provider confirms that it holds all legally required rights, permissions and licences to provide the services without any restrictions.

6.2. The Provider owns all copyright to the materials published on the Website and to which the Consumer is granted access in the process of receiving the services.

6.3. The Consumer may use the information materials made available while consuming the Service only on their own behalf, for personal purposes and independently.

6.4. The Consumer is prohibited from using the information materials available while consuming the Service for commercial purposes. The transfer of other rights is not provided for by the Agreement.

6.5. The Consumer may not sell or grant access to the information materials available while consuming the Service or to additional paid services to third parties without the documented permission of the Provider.

6.6. The Parties may publish information about the fact of the services being provided and make mentions on social media identifying the Parties. Publication of such information is not regarded by the Parties as a violation of the Provider’s rights.

7. Conformity of the digital content

7.1. The Provider provides Services whose functional purpose includes: viewing, listening to and playing back video materials, and reading file materials.

7.2. For proper consumption of the Services, including using the Website, the Consumer must use technical devices with the following operating system characteristics:

• Android version 5.0 and later
• iOS version 11.0 and later
• iPadOS version 11.0 and later
• macOS version 11.0 and later, and Mac computers with the Apple M1 chip and later
• visionOS version 1.0 and later
• Windows version 10 and later
• Browsers: Google Chrome (version 64 and later), Mozilla Firefox (version 78 and later), Apple Safari (version 11.1 and later), Microsoft Edge (version 79 and later)

7.3. The Consumer is solely responsible for the use of third-party applications and online services and decides whether to consent to their use of the Consumer’s personal data and to their terms of use, regulations or other legal documents.

8. Liability of the Parties

8.1. Disruptions to the Website’s functionality, including technical downtime, do not constitute non-conformity of the services provided and are not grounds for a refund.

8.2. The Parties are not liable if the failure to perform any provision of the Agreement resulted from causes beyond the Parties’ reasonable control and from force majeure (hereinafter — force majeure), including but not limited to: natural disasters, extreme conditions, illness, fires, war, actions or inaction of communication operators and computer networks. This list is not exhaustive.

8.3. The Party affected by force majeure must, within 5 (five) calendar days from the occurrence of such circumstances, notify the other Party in writing of their occurrence.

8.4. If force majeure lasts more than 30 (thirty) calendar days, the Party must return to performing its obligations under the Agreement regardless of the circumstances. If such performance is impossible, the Parties may terminate the Agreement early.

8.5. The Provider is not liable for consequences arising from the Consumer’s failure to properly consume the Services during and throughout the entire period of their provision, including but not limited to: not viewing the Course materials, not installing the proper software or applications, etc.

8.6. The Provider does not accept liability for the results of the services failing to meet the Consumer’s expectations, as the materials are subjective and reflect the author’s vision of the Service.

8.7. The information provided by the Provider within the Services is its own value judgement. The Consumer uses such information independently and at their own risk and accepts responsibility for any personal harm and harm caused to others when using such information.

8.8. For transferring or selling access to the Services to third parties, the Consumer may be deprived of access to the Services.

8.9. The Provider gives no guarantees or assurances of an immediate response from the Website’s technical support after the Consumer’s enquiry.

9. Communication

9.1. The Consumer may raise questions regarding the provision of the Services and the terms of the Agreement with the Website’s technical support and directly with the Provider, where possible during the provision of a particular type of Service.

9.2. Correspondence and messages have legal force and may be used in resolving a dispute under this Agreement, including in court.

9.3. Direct communication between the Parties is carried out by sending enquiries to the Provider’s email: svirkate22@gmail.com. Enquiries are processed daily exclusively from 10:00 to 18:00 Kyiv time, Monday to Friday.

10. Dispute resolution

10.1. Disputes arising during and in connection with the performance of the Agreement are resolved through negotiations.

10.2. Disputes not settled by the Parties by mutual consent are subject to resolution in court at the place of the Provider’s registration.

11. Procedure for early termination of the Agreement

11.1. The Parties may terminate the Agreement by mutual consent as follows:

11.1.1. The Party wishing to terminate the Agreement notifies the other of such an initiative by sending a message by email stating personal details.

11.1.2. The Party to whom the message was addressed must, within no more than 5 (five) business days from the message being sent, agree or refuse to terminate the Agreement.

11.2. Unilaterally by the Provider. The Provider may terminate the Agreement unilaterally if the Consumer breaches the terms of the Agreement, the intellectual property rights or related rights of the Provider — in which case the funds paid by the Consumer are non-refundable and constitute a penalty.

11.3. The Provider must notify the Consumer of termination of the Agreement by any means of communication. The Agreement is deemed terminated from the moment the message is sent to the Consumer.

11.4. Satisfaction guarantee and refund. The Provider grants the Consumer a satisfaction guarantee for the Service. If, within 14 (fourteen) calendar days from the purchase of the Course, the Consumer concludes that the Service does not meet their expectations, they have the right to contact the Provider with a written refund request by sending an enquiry to the Provider’s email. The refund is made in full provided the requirements of this Agreement, including the terms of use of the Course, are met.

11.5. To exercise the right to a refund under clause 11.4 of this Agreement, the Consumer must submit a written application with a personal signature and date to the Provider’s email, stating the following details:

• surname, first name, patronymic;
• email;
• name of the service (name of the Course);
• date of payment;
• payment information and proof of payment (payment receipt);
• information about the account from which payment was made.

11.6. Within fourteen days of receiving the application, the Provider makes the refund or provides a reasoned refusal explaining why it cannot be made.

12. Other terms

12.1. The Agreement is not limited to the territory of Ukraine.

12.2. The Provider has the right to make changes to the Agreement without additional notice to the Consumer.

12.3. The Provider publishes on the Website the current version of the Agreement with all the latest changes and states the date from which such changes take effect.

13. Provider’s details

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